RAMALINGAM KALIRAJAN

Stories by RAMALINGAM KALIRAJAN

How to Make Your First Crore

How to Make Your First Crore

Rediff.com   2 days ago

People with modest incomes can also build a crore-worthy portfolio by investing small amounts consistently, says Ramalingam Kalirajan, and shows how the magic of compounding works.

Is This The Right Time To Stay Invested In Small Caps?

Is This The Right Time To Stay Invested In Small Caps?

Rediff.com   28 Apr 2025

Why try to time the market when time in the market works better? History shows that patient investors who stay the course often walk away with the real rewards, says Ramalingam Kalirajan.

7 Money Secrets Rich People Don't Want You To Know

7 Money Secrets Rich People Don't Want You To Know

Rediff.com   24 Apr 2025

Whether you're a young professional, a seasoned entrepreneur, or someone simply looking to take control of your financial future, adopting these principles can be life-changing, says Ramalingam Kalirajan

7 Secrets That Can Make You A Crorepati

7 Secrets That Can Make You A Crorepati

Rediff.com   7 Apr 2025

Crorepatis build wealth through disciplined saving, smart investing, and strategic risk-taking, proving that true financial freedom is earned, not inherited, says Ramalingam Kalirajan

Is Rs 1.5 Cr Enough To Retire Early?

Is Rs 1.5 Cr Enough To Retire Early?

Rediff.com   31 Mar 2025

Here's a formula that helps you understand how much money you will need to retire early in India and simple steps to achieve it.

Invest Rs 5k For 25 Years: See How Much You Can Make

Invest Rs 5k For 25 Years: See How Much You Can Make

Rediff.com   28 Mar 2025

Investing is not just about setting aside money -- it's about making it work for you, says Ramalingam Kalirajan.

How Scammers Steal Your Money: 5 Red Flags To Watch Out For

How Scammers Steal Your Money: 5 Red Flags To Watch Out For

Rediff.com   24 Mar 2025

Fraudsters read your mind, weave convincing stories, earn your trust and then vanish with people's savings. Ramalingam Kalirajan reveals five simple tricks that cons use to steal money from you.

SWP Vs FD: Why An SWP Win Hands Down

SWP Vs FD: Why An SWP Win Hands Down

Rediff.com   18 Mar 2025

The systematic withdrawal plan stands out as a superior option, providing steady income despite market fluctuations and inflation, says Ramalingam Kalirajan.

With 7.1% Interest, Is PPF Still A Good Investment Option?

With 7.1% Interest, Is PPF Still A Good Investment Option?

Rediff.com   17 Mar 2025

The answer depends on your financial goals and risk appetite, says Certified Financial Planner Ramalingam Kalirajan, and explains why.

Want To Stop SIPs? 5 Reasons To Do So

Want To Stop SIPs? 5 Reasons To Do So

Rediff.com   10 Mar 2025

Financial success isn't about making impulsive moves -- it's about making informed choices, asserts Ramalingam Kalirajan.

SIP Investing Mistakes To Avoid

SIP Investing Mistakes To Avoid

Rediff.com   18 Feb 2025

Mutual funds are a powerful tool for building wealth, but do they work overnight? Successful investing requires discipline, patience, and a long-term vision, avers Ramalingam Kalirajan.

Is No Tax Till Rs 12.75L A Game Changer?

Is No Tax Till Rs 12.75L A Game Changer?

Rediff.com   3 Feb 2025

What does this mean for you? Ramalingam Kalirajan explains.

How To Avoid HUGE Losses In Markets

How To Avoid HUGE Losses In Markets

Rediff.com   28 Jan 2025

Don't let panic ruin your wealth. Avoiding these mistakes can save you from HUGE losses, says Ramalingam Kalirajan

SIP Your Way To Rs 5 Cr Retirement Fund

SIP Your Way To Rs 5 Cr Retirement Fund

Rediff.com   22 Jan 2025

The secret to building Rs 5 crore corpus lies in one simple decision. But the longer you wait, the more it costs you -- not just in money but in missed opportunities, says Ramalingam Kalirajan

Worried About High Home Loan EMI? MFs Can Help

Worried About High Home Loan EMI? MFs Can Help

Rediff.com   15 Jan 2025

Here's how to own your dream home without paying excessive interest on your EMIs.

How To Turn Rs 1 Lakh Into Rs 1 Crore

How To Turn Rs 1 Lakh Into Rs 1 Crore

Rediff.com   9 Jan 2025

Seems daunting? With right financial planning, patience, and commitment, this goal is entirely achievable, says Ramalingam Kalirajan. Here's how

7 Secret Tips To Maximise Your SIP Returns

7 Secret Tips To Maximise Your SIP Returns

Rediff.com   31 Dec 2024

Have you ever wondered why some people seem to achieve extraordinary wealth while others struggle to make their money work for them? The secret isn't luck -- it's strategy, says Ramalingam Kalirajan

NPS Vs PPF Vs EPF: And The Winner Is...

NPS Vs PPF Vs EPF: And The Winner Is...

Rediff.com   24 Dec 2024

Isn't the goal of retirement planning to create a balanced portfolio that aligns with your financial goals, rather than chasing returns blindly, asks Ramalingam Kalirajan

How To Make Rs 1 Cr With A Limited Period SIP

How To Make Rs 1 Cr With A Limited Period SIP

Rediff.com   17 Dec 2024

What if I told you that you only need to invest for 5 years to accumulate Rs 1 crore? Sounds unbelievable, but it's possible, asserts Ramalingam Kalirajan

COMING SOON: Withdraw EPF Money At ATMs

COMING SOON: Withdraw EPF Money At ATMs

Rediff.com   17 Dec 2024

By June 2025, financial freedom will be just an ATM away. Pleasantly surprised? But there's more, says Ramalingam Kalirajan